Insurance We Accept

Understanding Your Mental Health Insurance Benefits

Mental health care is an essential part of your overall wellness, and most insurance plans provide comprehensive coverage for psychiatric services and therapy. Thanks to the Mental Health Parity and Addiction Equity Act, insurance companies are required to cover mental health services with the same generosity as they cover medical and surgical care. This means that your mental health benefits should be comparable to your physical health benefits in terms of copays, deductibles, and visit limits.

At Empathy Health Clinic, we accept most major insurance plans and work directly with your insurance provider to maximize your benefits. Our team verifies your coverage before your first appointment, so you know exactly what to expect regarding costs. We handle all insurance billing and claims submission, making the process seamless for you.

What Mental Health Services Are Typically Covered?

Most insurance plans cover a wide range of mental health services, including:

• Psychiatric evaluations and diagnostic assessments to identify mental health conditions and create personalized treatment plans
• Medication management visits with psychiatrists to prescribe and monitor psychiatric medications
• Individual therapy sessions including cognitive-behavioral therapy (CBT), dialectical behavior therapy (DBT), and other evidence-based approaches
• Treatment for common mental health conditions like anxiety, depression, ADHD, and PTSD
• Crisis intervention services and urgent mental health care when you need immediate support

How to Maximize Your Insurance Benefits

Understanding how to use your mental health insurance benefits effectively can help you get the care you need while managing out-of-pocket costs. Before your first appointment, call your insurance provider to ask about your mental health benefits, including your copay amount, deductible requirements, and any prior authorization needs. When you schedule with us, our staff will also verify your benefits and explain what your insurance covers.

Many insurance plans require you to meet an annual deductible before coverage begins, though some plans waive the deductible for mental health services. After meeting your deductible (if applicable), you'll typically pay a copay or coinsurance for each visit. Most patients pay between $25 and $50 per session, depending on their specific plan and whether they're seeing a psychiatrist or therapist.

If you have questions about your coverage or need help understanding your benefits, our billing team is here to assist you. We believe that cost should never be a barrier to getting the mental health care you deserve, and we'll work with you to find solutions that make treatment accessible and affordable.